How to use the EPF Calculator
Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.
Formula
Monthly contribution = 12% of basic (you) + 3.67% of basic (employer to EPF)
Interest is credited monthly at the annual rate ÷ 12
Frequently asked questions
What is the current EPF rate?
The EPF rate for FY 2024-25 was 8.25%. EPFO announces it every year.
Is EPF interest taxable?
Interest on employee contributions above ₹2.5 lakh a year is taxable.
Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.