Investing & Savings

NPS Calculator

Estimate how much your National Pension System contributions could grow to by age 60, how much you can withdraw as a lump sum, and the monthly pension from the annuity.

How to use the NPS Calculator

Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.

Formula

Corpus = SIP future value until 60 Pension = corpus × annuity share × annuity rate ÷ 12

Frequently asked questions

How much must go into an annuity?

At least 40% of the corpus must be used to buy an annuity; up to 60% can be withdrawn tax-free.

Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.