How to use the SIP Calculator
Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.
Formula
FV = P × ((1 + r)^n − 1) ÷ r × (1 + r)
P = monthly investment, r = monthly return, n = number of months
Frequently asked questions
What return should I expect?
Historically, diversified equity funds have returned around 10–14% a year over long periods, but returns are not guaranteed and vary year to year.
Is SIP better than lump sum?
SIP spreads your purchases over time (rupee/dollar-cost averaging) and builds discipline. Lump sum can do better in a steadily rising market.
Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.