How to use the SWP Calculator
Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.
Formula
Each month: balance = (balance − withdrawal) × (1 + monthly return)
Frequently asked questions
What is a safe withdrawal rate?
Withdrawing 4–5% of the corpus per year is generally considered sustainable for 25–30 years.
Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.