How to use the Present Value Calculator
Fill in the fields on the left. Results, charts and the breakdown update instantly as you type or move a slider. Pick your country at the top of the page to switch currency.
Formula
PV = FV ÷ (1 + r)^t
Frequently asked questions
What discount rate should I use?
Use the return you could reasonably earn elsewhere with similar risk, or your expected inflation rate.
Results are estimates for information only and are not financial, tax or legal advice. Tax rules, interest rates and fees change, so confirm important numbers with your bank, employer or a qualified adviser. Read our disclaimer.